Before investing time and money in an adjusting career, you’ll want to know some basic information about adjusting. Here’s a quick overview. There are many types of adjusting and multiple types of adjusters. Here are some things to know about adjusting.
Public adjusters work for the insured. They are typically compensated based on the claim amount and are paid from the claims proceeds. In Florida, public adjusters have additional requirements that aren’t necessary for insurance adjusters. The public adjuster license is the 3-20 designation. To become a public adjuster you’ll first need to get your 6-20 license. You can learn more on the State of Florida website.
Insurance adjusters work, directly or indirectly, for the insurance companies. The license types for Florida adjusters are 6-20 or 7-20. Insurance adjusters are either Staff adjusters or Independent adjusters.
Staff adjusters are usually year round employees working directly for an insurance company.
Independent adjusters are contractors working for independent adjusting companies. Independent adjusters are typically compensated based on the claim amount and can handle daily claims and/or catastrophe claims.
Now that you know your choices, what do you want to do?
Before you can begin adjusting, you need to be licensed. What’s the best way to getting licensed?
Ok, you’ve got your Florida Adjusters License. What’s next?
Adjusting has changed a lot over the years. The days of handwritten estimates are long gone and have been replaced with powerful software packages that streamline and automate the process. By far the most popular package is Xactware’s Xactimate. Xactimate can be confusing if you haven’t previously used an electronic adjusting package. You can learn Xactimate with our online video training which will enable you to pass the Xactware Level 1 Certification exam.
Of course, knowing what to do when you start adjusting is more than just software. There are a lot of classes you can take, including our Catastrophe Adjuster Skills and Techniques.
Time to put all that knowledge and practice to work. How do I get a job?